Home and property insurance

Homeowners

flood

Covers your home and personal property against damage or loss due to fire, theft, vandalism, or natural disasters. Includes liability coverage for accidents that occur on your property.


Renters

second home/ vacation Property

Mobile home

aUTOMOBILe

MOTORCYCLE

Covers personal property loss, damage, or theft for individuals renting a home or apartment. It also includes liability protection if someone is injured on the rental property


Landlord


Coverage for property owners renting out homes or condominiums. This includes coverage for property damage, loss of rental income, and liability protection for accidents involving tenants.


earthquake

Covers property damage caused by flooding, which is generally not included in standard homeowners or renters policies. Especially important for those in flood-prone areas.


Provides coverage for structural damage and personal property loss due to earthquakes, typically a separate policy from homeowners insurance.

Comprehensive protection for vehicles, covering damage from accidents, theft, vandalism, and liability in the event of injuries or property damage caused by the insured.

Covers motorcycles, including liability, collision, and comprehensive coverage for damages to the bike or injuries sustained by the rider.

Provides coverage for personal watercraft (e.g., boats, yachts, jet skis), covering risks like damage, theft, and liability for accidents on the water.

Offers protection for recreational vehicles, including liability, collision, and comprehensive coverage for motorhomes, campers, and trailers.

Specialized coverage for classic, vintage, or collectible cars, ensuring that they are insured for their agreed value, rather than depreciated market value.


Covers all-terrain vehicles, providing liability and protection for accidents, theft, or damage while using an ATV off-road.


Auto insurance policies tailored for young drivers or teens, offering lower-cost options, often with restrictions or specific safety features to reduce risk.

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Coverage for second homes or vacation properties, protecting against risks like damage, theft, or liability claims while not being your primary residence.


Protects mobile or manufactured homes from damage, theft, or liability. This can include coverage for the home itself as well as personal property.

vEHICLE AND TRANSPORTATION INSURANCE




BOAT AND WATERCRAFT


RECREATIONAL VEHICLE (rv)


cLASSIC AND COLLECTORS CAR

ATV

TEEN/YOUNG DRIVER